Having said that...
1. "Raising funds" (totally different than fundraising) by having garage sales, doing handyman work, making crafts and selling them at craft fairs, OT pay or an extra shift that gets moved into your fund, etc.
2. You can look at the Dave Ramsey (?) Plan that basically teaches you how to live using only cash. Major stategies of ways to save money.
Other Simple things like:
*if you break a bill at the store all ones and change from that purchase go into a jar as soon as you get home.
*before you buy something you add 10% onto it before deciding to buy it, including your cable, power, food, etc. Each month you have to pay that 10% into your fund (pretty easy to figure out you just do 10% of your outgoing funds). Really makes you think before spending.
*do a monthly payment plan where the cost of a new car payment is automatically moved to your fund. (I use that because if you look at it that way it seems doable and as long as I have been alive - the cost of adoption has always been about the same as a new car).
*Give up the gym membership and go walking...stuff like that - there is always a replacement activity which is free for the one you paid to take part in.
*Stop going to starbucks for coffee each morning, pack a lunch instead of getting take out, no going out to dinner or movies or whatever you do regularly, and move that money into the fund each week faithfully.
*Shop at second hand stores for clothing (or consignment stores)...
*and many other ways as well...
By the time you need the money the funds should be there - you'd be amazed at how fast it will accumulate.
Kind regards,
Dickons
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